What do you think about this aspect of our government?

I'm a 3rd year med student. I found out that if I were to develop MS or leukemia or any disability that leaves me unable to work, the government won't forgive my 300K debt from medical school. In fact, they won't even stop the interest. Somehow, I'm suppose to pay back 300K on a disability income of 12K/yr. Do you think it's right?